Terms of Service

1. Introduction

These Terms of Service ("Terms") govern your access to and use of ONDO Finance's website, services, and applications (collectively, the "Services"). Please read these Terms carefully before using our Services.

By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Services.

2. Definitions

In these Terms, the following definitions apply:

• "ONDO Finance," "we," "our," or "us" refers to ONDO Finance, a registered NBFC-ND with its registered office in New Delhi, India.
• "Website" refers to ondofinance.in and all related subdomains.
• "User," "you," or "your" refers to any individual or entity accessing or using our Services.
• "Loan Products" refers to the various financial services and loan offerings provided by ONDO Finance.
• "Content" refers to all information and materials available on our Website, including text, images, logos, graphics, videos, and other materials.

3. Eligibility

To use our Services, you must:

• Be at least 18 years of age
• Be a citizen or legal resident of India
• Have the legal capacity to enter into contracts
• Provide accurate and complete information when requested
• Meet specific eligibility criteria for particular loan products as communicated during the application process

4. Account Registration and Security

Some features of our Services may require you to register for an account. When you register, you agree to:

• Provide accurate, current, and complete information
• Maintain and promptly update your account information
• Keep your password secure and confidential
• Notify us immediately of any unauthorized use of your account
• Accept responsibility for all activities that occur under your account

We reserve the right to suspend or terminate your account if any information provided proves to be inaccurate, false, or outdated.

5. Loan Application and Approval Process

When applying for a loan through our Services:

• You must submit all required documentation and information as requested.
• We may verify your information through credit bureaus and other third-party sources.
• Loan approval is subject to our internal credit assessment and policies.
• We reserve the right to approve or reject any loan application at our sole discretion.
• The final loan terms, including interest rates and repayment terms, will be specified in the loan agreement.

By applying for a loan, you authorize us to access your credit information and other relevant data for assessment purposes.

6. Financial Calculators and Tools

Our Website provides various financial calculators and tools for informational purposes only. By using these tools:

• You acknowledge that the results are estimates based on the information you provide.
• You understand that actual loan terms may differ based on your complete financial assessment.
• You agree that these tools do not constitute financial advice or a commitment to lend.

7. Intellectual Property Rights

The Content on our Website is owned by or licensed to ONDO Finance and is protected by copyright, trademark, and other intellectual property laws. You may not:

• Modify, copy, reproduce, republish, upload, post, transmit, or distribute any Content without our prior written consent
• Use our Content for commercial purposes without explicit permission
• Remove any copyright, trademark, or other proprietary notices from our Content
• Use any data mining, robots, or similar data gathering or extraction methods

You may view, download, and print Content for your personal, non-commercial use only.

8. Prohibited Activities

When using our Services, you agree not to:

• Provide false, inaccurate, or misleading information
• Use the Services for any illegal purpose or in violation of any laws
• Attempt to gain unauthorized access to our systems or user accounts
• Interfere with or disrupt the operation of our Services
• Upload viruses, malware, or other malicious code
• Engage in any activity that could damage, disable, or impair our servers or networks
• Attempt to reverse engineer any aspect of our Services
• Collect or harvest any information from our Services without permission

9. Disclaimer of Warranties

Our Services are provided on an "as is" and "as available" basis. ONDO Finance makes no warranties, express or implied, regarding our Services, including but not limited to:

• That our Services will meet your specific requirements
• That our Services will be uninterrupted, timely, secure, or error-free
• That the results obtained from using our Services will be accurate or reliable
• That any errors in our Services will be corrected

10. Limitation of Liability

To the maximum extent permitted by law, ONDO Finance shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

• Your use or inability to use our Services
• Any unauthorized access to or use of our servers and/or any personal information stored therein
• Any interruption or cessation of transmission to or from our Services
• Any bugs, viruses, trojan horses, or the like that may be transmitted to or through our Services

11. Changes to These Terms

We reserve the right to modify these Terms at any time. If we make changes, we will provide notice by:

• Posting the updated Terms on our Website
• Updating the "Last Updated" date at the top of the Terms
• Sending you an email notification (if we have your contact information)

Your continued use of our Services after such modifications constitutes your acceptance of the updated Terms.

12. Termination

We may terminate or suspend your access to our Services immediately, without prior notice or liability, for any reason, including, without limitation, if you breach these Terms.

Upon termination, your right to use our Services will immediately cease. All provisions of these Terms which by their nature should survive termination shall survive, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

13. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions.

Any dispute arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts in New Delhi, India.

14. Contact Information

If you have any questions about these Terms, please contact us at: